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Archive for February, 2010

The state is PA

I just took the Indiana one.

I need to find Canadian business insurance rates for my Marketing course. So could someone please give me a link or rate.

There is no site that will give you rates for Business Insurance. It cant be done because there are too many variables. Prices for business Insurance can range between $500 and $5,000,000. depending upon inventory value, real values, sales, number of employees, number of locations, type of business, liability limits to name a few.

I would suggest you talk to your or your parents insurance agent / broker giving them the basics of what your "business" needs to insure.

When I was an agent I used to answer these kind of hypothetical questions often.

I am looking into renting a boat from a private owner this summer. My home and Auto Insurance is through State Farm, but they do not offer any kind of boat insurance.

Where can I go to get Renters Insurance for a boat?
Suba,
Boating is not covered by my homeowners insurance, and they (State Farm) do not have policies for boats.

Regarding insuring something you don’t own, I was told that there is some way to get a "Marine Insurance Binder" for renting. Similar to renting a house and having Renter’s Insurance, there is a way to do something similar for boats.

If you’re talking about liability insurance it may be covered under your homeowners policy or you can just buy a general liability policy. If you damage the boat due to negligence it would probably be covered under a liability policy. Contact your agent. The insurance on the actual boat is the responsibility of the owner. You can’t legally insure something you don’t own.