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I am planning on doind a small job for an apartment complex with myself and a couple friends. Since we will be using a small amount of scaffolding, we are required by the apartment complex to have business Insurance. I was wondering about how much this would cost for about 3 people and about 2 weeks or less. Thanks in advance.

You’re going to pay the same for a "one shot" as you will for an annual policy. The scaffolding will put you in a surplus market carrier, and the "minimum premium" will be the full year, payable in full. When you cancel the policy, you won’t get any of it back.

Expect, if you’re doing an outside job, that this policy will cost you $1500 to $2500. Nonrefundable, but still auditable, so if you do MORE work, they can charge more if you’re payrolls are higher than you originally reported.

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