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Archive for the ‘Boat Insurance’ Category

DO I NEED BOAT Insurance IN OHIO IM GETTING A 1969 STARCRAFT BOAT IT IS ON A TRAILER WITH A NON-WORKING MOTOR IT WILL BE PARKED FOR A LITTLE WHILE BUT EVENTUALLY IT WILL BE OUT ON THE WATER THANKS

Only if you have a boat loan. Lest that, when the vessel is water ready, it may be a good idea to have some form of liability coverage, just in case…..

We have farm bureau for all our other insurance but progressive is SO much cheaper. Is it good Boat Insurance?

we use boat us insurance and have been very satisfied with their insurance coverage. it may be more expensive, but the coverage is designed by boaters, for boaters. they will give you a free quote on line.

http://www.boatus.com/Insurance/

hope this helps

I am thinking of purchasing an old powerboat (1970s) that would be kept at a nearby marina. It’s not exactly a gem, so I am not really interested in comprehensive insurance.

I imagine all marinas in California would require at least liability insurance on the boat. Do I need to get the boat surveyed in order to get the most basic required coverage? Because the boat is so old, are there other factors that might prevent me from getting it insured?

Robbie…
You better do some checking in the area BEFORE you buy the boat. If you are planning on keeping it at a Marina – some Marinas won’t even take them that old.
Also, be sure you take it on an "on the water" test run, before you buy it as well. And I would take a mechanic along with me, so he can check it out when it has a load on it.
I never knew an Insurance Company to require a survey when all you are insuring is the other fellow (by the way – Thank you for that! lol )
You should not have any trouble getting Liability Insurance. If you own a home – my homeowners police is the first place I would look – they are usually the cheapest.

Good Luck,
John