Archive for the ‘Boat Insurance’ Category
July 9th, 2010 | 
Author: I’ve got a holiday home which I let out, there is also an old rowing boat for guests’ use.
We previously had it insured by Towergate who included the boat in the cover, however now they tell me they cannot include boats and I’m struggling to find any other holiday home insurer which will do this. Anyone know of any that will???
enough of the spam already!!!
Hi,
If you are l looking to insure the rowing boat for theft or damage then its unlikely that a holiday home insurance policy will cover it under the contents section.
Boats should be covered under a marine policy (boat policy) they cost about £60 a year.
However a comprehensive holiday let Insurance policy should cover accidents or injury to guests whilst using rowing boats under the public liability section – although they would have to prove the owner had been negligent.
Hope this helps.
Posted in 
I am looking into buying a boat. we have an old boat that has been sitting in our back yard for over five years, and it is total junk. Is boat Insurance required in New York state, and if so, how much would the average annual price be?
No there is not a law in NY that requires insurance. As stated above if you finance it the bank will want you to have it but also no matter what your marina will most likely want insurance also. You will want insurance when you realize how much you could be on the hook for should you have an accident. As for getting the best price, my home owners insurance could not match the price I got from BoatUS. Take a safety course and you should get a discount.
I would like to know how much The Insurance would cost for a 10 ft fiberglass fishing boat? Anyone can give me an estimate? Thanks
I wouldn’t even bother… There is no law that says you have to have insurance, and you can certainly replace a 10′ boat easy enough – loosing it would not (I don’t suspect) be a major financial loss – so why insure it? I wouldn’t.
I insure my big boat to protect me and my investment, as well as others property; but I also have a couple of small dinghies that size – I don’t insure them.
Happy & Safe Boating,
John