Archive for the ‘Business Insurance’ Category
May 18th, 2011 | 
Author: Hi I am doing a project for school and I was wondering how much Insurance is for a small business. It will be a temporary food vendor. I am looking at owner, liability, product liability, and auto insurance. I just need an estimate if you could help. Thanks!
The insurance for the product liability and property, is probably going to run you $1500 to $2500 for a cart.
The Auto Insurance, could be $2,000 to $5,000 depending on coverages.
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I am attempting to open an home health care business and I need to know what is a good business Insurance quote.
For the general liability, about $2500. For professional liability, $2500 for the first two providers, $1,000 for every provider after that. For workers compensation, 25% of payroll or subcontracted amount.
Me and my brother have a small bakery for a few years now and we are thinking of moving to a larger place. Do you know if this will change my business Insurance policy? will we have to change it?
You definitely want to list your new location on the policy. Unless your making big changes in your operations your policy will be minimally affected. If you are moving to a larger space in order to increase sales you might have an adjustment in your liability premium you could choose to increase your estimated sales now or wait until the year end audit. If you are adding additional baking equipment you will want to adjust the amount of your contents insurance now.