Archive for the ‘Insurance Agencies’ Category
August 22nd, 2010 | 
Author: I am wondering about Insurance Agencies and background checks. Say, I was looking to start a business and needed some form of business Insurance. Do these types of insurance agencies do background checks when considering an applicant?
Not exactly.
Depending on the type of business and the type of insurance, there might be verifying agencies to check, for example, your business TYPE, or if there’s a workers comp surcharge, or prior claims history.
There’s always an application.
But MOST insurance comanies won’t write a "standard" policy on a brand new business, anyway. Most NONSTANDARD companies will do an physical inspection, and the policies might be "auditable".
Posted in 
liability coverage. If my automoble insurance policy had laspted and I was involved in an injury accident, would my Homeowners Insurance policy cover the medical injury payments?
No, homeowners insurance covers only liability arising from an accident on a residential property—a kid falling out of a tree or a neighbor slipping and falling in your home. Even damage to an automobile that occurs on your property is excluded from homeowners Insurance coverage. You need automobile insurance for damage to your automobile, in your automobile, or caused by your automobile.
I am looking in affordable home rental insurance in fresno where my rental home is.
If you mean you own the home and are renting it out you need a landlord policy. Contact the agent that does your primary home insurance. They will be able to help or guide you.
If you mean you are renting a home and need a rental policy contact the agent that does your auto Insurance. Most Auto Insurance companies also have renter’s insurance and in most cases you can save more on your auto insurance premium than the cost of the rental policy.