Archive for the ‘Insurance Agencies’ Category
January 27th, 2011 | 
Author: Planning a trip, Insurance is always a big plus to have. any Recommendations?
The question is difficult to answer, as it depends a lot on your specific situation. Do you have health problems? What does your regular Health Insurance cover? Small kids or elderly persons you’re traveling with? What is your tolerance for financial losses? Where do you travel?
One simple truth is that you don’t need travel insurance in many cases!
Posted in 
A Maryland Insurance Administration judge said there are agencies that will insure me, but never gave me any information. Any recommendations? I am in Maryland and I need to insure my cars immediately!
Maryland has an assigned risk Auto Insurance fund.
HOWEVER. ANY agent licensed to write auto in Maryland, CAN submit an application to the assigned risk plan. If you’re suing your current agent, I can see why they wouldn’t want to help you with that, but hey.
You probably need to find ANOTHER local agent, who is willing to do this for you – or, who’s able to place coverage for you with another company, maybe even a high risk company. Keep in mind, the premiums are usually higher, sometimes A LOT higher.
You can locate an independent agent near you, using the agent locator button at www.iiaba.net
And here’s the contact info for Maryland Assigned Risk:
Maryland Automobile Insurance Fund –
1750 Forest Drive
Annapolis, Maryland 21401-4294
Phone: 410-269-1680 / 301-261-1913
1-800-492-7120
https://www.maif.net/emaif/
An insurance company, is an entity that writes POLICIES and sells them. Progressive, State Farm, Nationwide, Travelers, are all insurance COMPANIES.
An AGENCY, is a business that has agents, people who sell policies for other companies. AAA is an AGENCY that sells insurance from HARTFORD, a company.
Agencies do not pay the claims, or make the rates (on a basic level).
Mia Insurance Agency, would sell Insurance for Progressive, Hanover, Travelers, which are insurance COMPANIES.
So the agent is sort of like the salesperson who is NOT an employee of the company.