Insurance Blog

Archive for the ‘UK Insurance’ Category

I recently exchanged my Canadian driving license for a full UK license but insurance quotes are so high because most companies only consider that I haven’t had my full license for more than a year (in fact I have had a full Canadian license for 8 years). The insurance companies also don’t seem to consider that I have had no claims on my Canadian insurance for 8 years. Does anyone know of a UK car Insurance provider that will consider foreign driving experience in their quotes?

Try Liverpool Victoria – they are based in Bournemouth??

You can get a quote on the web, but in your instance I would call them and discuss your situation, I even got an introductory 1 year no claims bonus.

Their number is – 0870 6004528

And good luck.

My girlfriend has just arrived and I want her to be insured on my insurance, my company will not recognise her driving experience in Oz and want to class her as a ‘new’ driver. Is this standard practice?

autoinsurance.maclenet.com – try this one. I have their car Insurance and, as I know, they can provide such a service.

I have dual (US, UK) citizenship, but am now a resident of UK (this is the transition year, ie, started as a US resident). I understand the foreign tax credit and foreign earned income exclusion portion of the US tax code. Is there any relief (as healthcare expense in itemized deductions eg) for Nat’l Insurance charged by british government?

Yes, a US citizen can get tax relief on the UK National Insurance Contribution (NIC).

Employees and self-employed individuals can apply, under what is known as a "totalization agreement" to opt-out of dual country coverage. To opt out of NIC, the application is made to the U.S. Social Security Administration and the certificate of coverage is then presented to the UK Inland Revenue National Insurance Contributions Office. See the links below for further information.