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I am doing this for a school project and I just need a rough estimate for the annual cost.

Information

Age: 35
Income: $75,000
Male, Engineer

If there are different types of disability Insurance, please just recommend one for me. Again, all I need is a number. I am not looking for an "It depends on…" answer. Thank you.

Long term disability, with a six month waiting period, use $4500 a year.

It won’t be off by much, assuming by engineer, you mean, desk job – and not a petroleum engineer going offshore.

3 Responses to “How much is disability insurance?”

  • Hose Nose says:

    I am on disability. My rate was determined by the amount that was paid in by my employers through my working carer
    References :

  • newjerseyguy says:

    Well, it depends…
    References :

  • mbrcatz17 says:

    Long term disability, with a six month waiting period, use $4500 a year.

    It won’t be off by much, assuming by engineer, you mean, desk job – and not a petroleum engineer going offshore.
    References :
    agent, 21+ years

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