Comments on: I purchased my 1st home on June 29. I had to have flood insurance before I could close, we used state farm,? http://www.stcsolutions.net/flood-insurance/i-purchased-my-1st-home-on-june-29-i-had-to-have-flood-insurance-before-i-could-close-we-used-state-farm PROTECT WHAT'S IMPORTANT TO YOU Thu, 09 Sep 2010 14:52:59 -0500 http://wordpress.org/?v=2.8.4 hourly 1 By: mbrcatz17 http://www.stcsolutions.net/flood-insurance/i-purchased-my-1st-home-on-june-29-i-had-to-have-flood-insurance-before-i-could-close-we-used-state-farm/comment-page-1#comment-3270 mbrcatz17 Sun, 14 Mar 2010 15:07:59 +0000 http://www.stcsolutions.net/flood-insurance/i-purchased-my-1st-home-on-june-29-i-had-to-have-flood-insurance-before-i-could-close-we-used-state-farm#comment-3270 Cool! I'm in Houston, have a house in Galveston. So I feel your pain. Assuming you wrote a check for the flood insurance - it probably wasn't enough. So you can either get the original check back and give them a new check for the full amount, or you can give them an additional check to make up the difference. Just call your agent. It shouldn't be a problem, you just need to pay more. Just for the record . . . flood insurance MUST be paid in full. There are NO PAYMENT PLANS acceptable for it. So if someone at your agent's office took a "down payment", well, they goofed. They should have called to apologize. This late in the game, it won't go into effect until 30 days AFTER the full payment is received. But send it in tomorrow.<br><b>References : </b><br>agent, 21+ years Cool! I’m in Houston, have a house in Galveston. So I feel your pain.

Assuming you wrote a check for the flood insurance – it probably wasn’t enough. So you can either get the original check back and give them a new check for the full amount, or you can give them an additional check to make up the difference.

Just call your agent. It shouldn’t be a problem, you just need to pay more.

Just for the record . . . flood insurance MUST be paid in full. There are NO PAYMENT PLANS acceptable for it. So if someone at your agent’s office took a "down payment", well, they goofed. They should have called to apologize. This late in the game, it won’t go into effect until 30 days AFTER the full payment is received. But send it in tomorrow.
References :
agent, 21+ years

]]> By: HG2003 http://www.stcsolutions.net/flood-insurance/i-purchased-my-1st-home-on-june-29-i-had-to-have-flood-insurance-before-i-could-close-we-used-state-farm/comment-page-1#comment-3269 HG2003 Sun, 14 Mar 2010 14:22:59 +0000 http://www.stcsolutions.net/flood-insurance/i-purchased-my-1st-home-on-june-29-i-had-to-have-flood-insurance-before-i-could-close-we-used-state-farm#comment-3269 It means that your mortgage company never paid your flood insurance for the full year when they received escrow from you. You need to call your mortgage company and tell them to pay asap or you'll get cancelled. You have at least 20 days from the date of that letter to actually pay it.<br><b>References : </b><br>Agent It means that your mortgage company never paid your flood insurance for the full year when they received escrow from you. You need to call your mortgage company and tell them to pay asap or you’ll get cancelled. You have at least 20 days from the date of that letter to actually pay it.
References :
Agent

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