March 10th, 2010 | 
Author: There are two large maple trees in my backyard. They were planted when the house was built in 1955. Recently we had some plumbing work done on our house in the basement crawlspace and the plumber told us that the roots of the trees are starting to come into the basement. If they continue they will damage the foundation of the house. Is removing the trees something that my homeowners Insurance will cover because they are damaging the house?If so what do I need to do to get them to cover it?
Doubt it. Homeowners Insurance is to repair damage, not perform maintenance. If a tree fell on your house, they would pay to repair the damages.
Posted in Homeowners Insurance
Your insurance may cover it. Only way to be certain is to call your agent and ask.
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Doubt it. Homeowners insurance is to repair damage, not perform maintenance. If a tree fell on your house, they would pay to repair the damages.
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its possible i guess, but not likely. this kind of thing is considered homeowner maint.
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you could probably dig along the foundation and trim the roots and have it pointed for a little more than your deductible would be if you waited for enough damage to take place…
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