February 20th, 2010 | 
Author: In Dallas, TX yesterday we received almost a foot of snow at my house. I had two of my cars under a carport that collapsed under the weight of the snow on the roof. One was a convertible and one had T-tops. Both appear to be crushed as the convertible roof didn’t support any weight when it fell. One car has liability only and the other has no Insurance at all. I have Homeowners Insurance through Safeco. Will it cover the damage to my vehicles or am I screwed?
No.
The homeowners policy specifically excludes damage to motor vehicles.
Posted in Homeowners Insurance
Typically not. If they weren’t your cars and you had some negligence in the damage it might but since it sounds like they are your cars and the snow caused it they will NOT be covered under your homeowners policy. Sorry
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I think you are screwed. Homeowners’ policies always exclude coverage for motor vehicles of any kind. Read your policy.
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Nope. Homeowners insurance specifically will not cover this. The ONLY coverage, would be for collapse/falling objects under COMPREHENSIVE which you would have to buy on an auto policy.
Sorry. You’re "self insured".
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No.
The homeowners policy specifically excludes damage to motor vehicles.
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Insurance Adjuster